5 Types of Jewelry That Appreciates In Value(You Should Know)

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Which jewelry appreciates in value, and how do you really know that the jewelry you are about to buy will appreciate in value after they leave the jewelers?

While there is a lot that you need to consider as you shop jewelry, the most important consideration for you, a question that you must ask is whether the jewelry you are considering will be worth more than the buying price and if it’s worth your money.

As an investor, you already think of your purchases as investments, and you need to make sure that the jewelry you buy is an appreciating purchase worth your money.

In this article, we’ll review the main types of jewelry that will appreciate in value. So, keep reading.


What type of jewelry holds its value?

1. Palladium jewelry

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Palladium is a naturally-occurring precious metal. It is naturally white, and it belongs in the platinum metals group of metals.

Palladium (Pd) was discovered in 1803, and the one thing you may not know is that Palladium is one of the rarest metals, even rarer than platinum and gold. The use of palladium in jewelry first happened during WWII when the need for an alternative metal was required since platinum and most other important metals (for war applications) were used in the war.

Since then, palladium jewelry has been on the market, but it is important to note that palladium jewelry is and will never be as common as gold, sterling silver, or platinum jewelry, all thanks to the fact that palladium is very rare.

However, if you are looking for good jewelry that would make a good investment option because it appreciates in value and it’s worth your money, then palladium jewelry would make a good choice for you.

The manufacturing process for palladium jewelry meets the best of the industry’s standards, adhering to 95% purity. The remainder featured added ruthenium, along with other practical and hypoallergenic metals that result in a high level of consistency and hardness.

Palladium is a hypoallergenic metal, which means that palladium jewelry is ideal for persons with sensitivity issues. It is strong, and though not as heavy or dense as platinum, it’s lighter, and it will not lose its shiny white brilliance after a short time. Palladium is 12% harder than platinum, and this means that the palladium ring will last longer, and you won’t have to worry about scratches.

Out of all the other precious metals, palladium is today one of the most valuable metals.

Besides being a high-quality lustrous metal that makes the best quality jewelry, the value of palladium has been going up because of its positive effects on the environment and the fact that it turns the toxic pollutants from cars’ exhaust systems into safer carbon dioxide plus water vapor.


2. Platinum jewelry

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 Platinum is the other metal that holds its value, whether it’s used for jewelry or in other applications. Platinum is up to 15 times rarer than gold, and it’s quite versatile, finding uses in many areas.

Though dense, it can be manipulated easily, and the best part is that despite numerous manipulations, platinum is quite durable, resisting the forces of wear and tear, while also being scratch resistant. And thanks to all the features of platinum, it boasts a high value, and you won’t have to worry about platinum’s value crashing in an instant.

Note that the value of platinum jewelry varies depending on the percentage purity of platinum, and the lowest percentage purity for platinum is 85%, while the highest purity level is 90%.

Some of the reasons why platinum jewelry holds onto its value have to do with the fact that the metal is rare, it is a high-strength metal that doesn’t expand when exposed to heat, it is hypoallergenic, it’s also tarnish-free, and a good choice for persons with allergies and skin sensitivities. It also develops a beautiful patina over time.


3. Diamond Jewelry

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While diamonds do not always appreciate in value, the jewelry will often retain their market value consistently. There are also cases where the value of the diamond jewelry will go up.

In most cases, however, the finite supply of diamonds means that the metal will not lose its value but will retain the market value.

Keep in mind, however, that whether the diamond jewelry you buy loses or gains value will depend on where and how you bought the diamond.

You also need to avoid the lab-grown diamonds if you want to end up with a valuable diamond.


4. Gold Jewelry

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Gold is beautiful, versatile, unique, and also one of the most beautiful types of jewelry on the market today, and it’s also one of the jewelry designs that hold value.

Gold is valuable, and depending on the percentage purity, the value of the gold piece will retain its value over time, but what you get out of the investment will depend on the percentage purity of the gold.

The market and the laws of demand and supply will determine how much you get from your investment in gold.

Read this detailed post: is gold jewelry a good investment? 


5. Silver Jewelry

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Sterling silver jewelry is also beautiful and valuable, with the value of the silver jewelry changing depending on the percentage of pure silver in the jewelry.

High-quality sterling silver retains its value as it boasts the highest possible level of purity for silver at 92.5%.

The value of the sterling silver jewelry is largely determined by the market.


Jewelry that not holds its value for long

1. Alloy Jewelry

While jewelers often add different metals to the main metal, either to improve durability or strengthen the metal, creating an alloy, this alloys is pretty much an impure metal, and though versatile, the alloys do not hold their value for long.

The alloys often tarnish, and constant care will affect the value of the jewelry.


2. Stainless steel jewelry

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Stainless steel is one of the most common and the most affordable metal used for jewelry on the market today, and it has gained popularity in the jewelry world recently because of its hypoallergenicity, especially if one opts for the surgical-grade jewelry.

 Its features make it a valuable commodity, but you cannot get much selling used stainless steel jewelry, meaning that this is not the best investment option for you if you need to make money from your jewelry investment.

Also, stainless steel jewelry is cheap, and since you are buying the jewelry affordably, you really can’t expect much from the purchase.


3. Leather Jewelry

Leather jewelry is unique and beautiful, but leather doesn’t last forever, especially if you wear jewelry every day, which means that you should avoid leather jewelry if you wish to invest in jewelry.


4. Tungsten jewelry

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Tungsten jewelry is beautiful and capable of retaining its shape and color for as long as 30 years. Its durability is one of the reasons why tungsten rings are common today, and they symbolize love.

It is up to 5x harder than stainless steel and up to 4x harder than titanium, meaning that it won’t lose its luster or get scratched.

Unfortunately, reselling this jewelry might not be your best move since it won’t fetch much on the market.

You also can read this post: why some tungsten rings are cheap, and some are so expensive? 


5. Titanium Jewelry

Titanium jewelry is touted as one of the best kinds of jewelry one could buy because of its biocompatibility and the fact that it will not lose its shine while preventing metal allergies.

These features, along with the durability of Titanium, make it one of the expensive kinds of jewelry.

The jewelry will last forever, and it won’t lose its original luster, meaning that it would be a good investment if you want to buy jewelry that will stay in the family for a long time.

However, its resale value isn’t high, and it loses value after some time, meaning it won’t fetch the same or more than what you bought it when you choose to sell it.


5 Jewelry Brands with best resale value

Now that we know all about the metals with a good resale value and the ones that don’t have much of resale value let’s look at the jewelry brands that you’d want to invest in if you need to buy jewelry from a brand that you can make good money from.

1. Cartier

Founded in 1847 by Louis-Francois Cartier, Societe Cartier is one of the most reputable brands of jewelry. It is known for the best quality jewelry boasting some of the most distinct designs, including luxury watches, among other luxury jewelry designs. Because of the huge name the brand has built for itself, buying Cartier would be a good investment for you.


2. Tiffany & Co

Tiffany & Co is incredibly popular, and the brand name guarantees a good resale value for any jewelry by the brand. Their diamond jewelry, especially the engagement rings, are good investments.


3. David Yurman

If you are into valuable contemporary designs, jewelry by these designers might be exactly what you are looking for. The jewelry brand features artisanal designs, and you might also like the Renaissance line.


4. Van Cleef & Arpels

This Parisian brand, established in 1906, is also a good option if you are looking for jewelry and jewelry brands that appreciate in value. Their jewelry boasts the most intricate designs, and they also have a proprietary gem setting style called the Serti Msterieux, or the Mystery Setting.


5. Harry Winston

Harry Winston is often referred to as The King of Diamonds, and others call him the Ultimate Jeweler thanks his exquisite jewelry designs, eye for details, and his unique gemstone and diamond designs. Jewelry from this brand is timeless and quite valuable.



Jewelry doesn’t always appreciate in value, but you can make a good investment in jewelry by opting for high-quality jewelry from any of the top brands above, and also the ones made of valuable metals like palladium, platinum, gold, silver, and the best of diamonds.

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